25000+
Happy Clients
Apply now.
We will help you find the perfect financial product suited to your needs.
Loyalty Tiers
New
Up to $1000 for a 9 month term
Silver
Up to $1750 for a 9 month term
Gold
Up to $2000 for a 9 month term
Platinum
Up to $3000 for a 12 month term
Loomy Cash Advance Is an Excellent Way to Get Quick Cash
for individuals with imperfect credit. We provide borrowers with the funds they need now while supporting them in building a more secure financial future. Although our installment loans may carry higher APRs than traditional banks or credit unions, they are generally more affordable than payday loans. Loan terms typically range from 6 to 12 months.
Easy
Quick application.
Straightforward
All credit scores welcomed.
Requirements
Availability and Restriction
You must be at least 18 years old to apply. Using this website is free of charge. Not all applicants will qualify for a $3,000 loan or any loan at all. Loan approval is based on factors such as income and your state of residence. eLoanWarehouse does not offer loans to Active Duty Military personnel, their spouses, or dependents. Your information may be verified through independent verification services or credit reporting agencies.
Consequences of Missed, Late, or Incomplete Payments
By accepting the loan terms, you agree to repay the loan, including the principal and any applicable fees outlined in the contract. Failing to meet the repayment terms may result in additional fees and penalties. All non-payment charges and other potential fees will be detailed in the Loan Agreement, so you should review it carefully for specifics. eLoanWarehouse provides installment loans with a fixed payment schedule. You may repay the loan in full at any time without incurring a penalty, and additional partial payments toward the principal can be made on any scheduled payment date. Paying off your loan ahead of schedule may lower your overall borrowing costs.
Credit Report, Credit Score and Impact
Lenders often use third-party credit reporting agencies to evaluate your details and decide whether to offer you a loan. In this industry, lenders typically do not obtain credit reports from Experian, TransUnion, or Equifax, but instead rely on other credit data sources. Consequently, your credit report may or may not be affected, depending on the specific service the lender uses. We recommend monitoring your credit through various credit monitoring services to stay informed about your score. To minimize the impact on your credit score, avoid submitting multiple loan applications across different websites.
Important Information About Your Lender
We promote responsible borrowing practices. Before taking out an installment loan or any other type of loan, carefully consider the costs involved. It’s important to thoroughly review your loan documents before agreeing to the terms. With over 20 years of experience in online lending, our management team is committed to ethical practices.
Contact Us
We are trusted by over 25000+ clients. Get in touch and join them by using our services.
manager@loomycash.com
Phone
(816) 788-6617
Address
117 S Lexington St Ste 100, Harrisonville, MO 64701
Frequently Asked Questions
If you don't see an answer to your question, you can see the full FAQ page or send us an email.
An installment loan allows you to borrow money and repay it through a series of scheduled payments over time. Typically, the payment amounts remain consistent, except for the first and last payments. The loan amount, interest rate, and number of payments determine the repayment schedule. At eLoanWarehouse, new customers usually have a payback period ranging from 3 to 12 months, with loan payments scheduled to align with the customer’s payday. For example, a new customer paid bi-weekly or semi-monthly would make 18 payments over 9 months. You also have the option to pay off your loan early without any penalty. If you choose to make extra payments on a scheduled due date, the additional funds will be applied to reduce the loan's principal. This may either shorten the repayment period or lower the total fees associated with the loan.
In summary:
- Verification of Income: Provide a verifiable source of direct deposit income into your checking account.
- Bank Account Requirements: Maintain an open checking account that meets our minimum duration criteria.
- Age and Residency: You must be at least 18 years old and a resident of the United States.
- Minimum Income: Your take-home pay must meet our specified minimum income requirements.
- Bankruptcy Status: You must not currently be in bankruptcy proceedings or planning to file for bankruptcy.
- Military Affiliation: Neither you nor any member of your family can be affiliated with the military.
Your application will be evaluated based on our underwriting criteria. Generally, you will receive an immediate response regarding your approval status. If approved, you will need to:
- - eSign your loan documents
- - Contact us during business hours for a brief conversation to confirm your information.
Once your loan is approved, you will also be enrolled in the Loyalty Program.
You can reach us right away at (816) 788-6617, or if you prefer, you can schedule a time for us to call you. If you choose not to select either option, we will make an effort to get in touch with you.